NPInterest Rate (Per Annum) Effective from 2079/06/01 (17 September, 2022)
Interest Rate on Various Products :
| Products Type | Minimun Balance |
|---|---|
| Margin, Loan Operating, Current, FD Matured Accounts | 0 to 5000.00 |
Interest Rate on Call Deposits Account :
| CALL DEPOSITS | Minimum Balance | Quarterly Int.Paying(Min/Max) |
|---|---|---|
| Co-Ops Call Account | 1000.00 | upto 4.00% |
| BFI Call Account | 5000.00 | upto 4.00% |
| Corporate Call Account | 100.00 | upto 4.00% |
| Call Account Others | 100.00 | upto 4.00% |
| Special Call Account | 5000.00 | 1.00% |
Interest Rate on Saving Deposits Account :
| SAVING DEPOSITS | Minimum Balance | Monthly Int.Paying | Quarterly Int.Paying |
|---|---|---|---|
| Staff Saving Account | – | – | 8.50% |
| Normal Saving Account | – | – | 8.00% |
| Bal Bhabhishya Bachat | 100.00 | – | 8.00% |
| Pewa Bachat | 200.00 | – | 8.00% |
| Nari Bachat | 100.00 | 8.00% | – |
| Jestha Nagarik Bachat | 500.00 | 8.00% | – |
| Gurkha Saving | 500.00 | – | 8.00% |
| Salary Saving | 500.00 | – | 8.00% |
| Shareholder’s Saving | 100.00 | – | 8.50% |
| Shangri-La Super Premium Bachat | 1000.00 | – | 8.25% |
| Bidhharthi Bachat | – | – | 8.00% |
| Remittance Saving | 100.00 | – | 8.00% |
| Group Saving-MF | – | – | 8.00% |
| Personal Saving-MF | – | – | 8.00% |
| Micro Finance Saving | 5000.00 | 8.00% | |
| Providend Fund Account | – | – | 8.00% |
| Recurring Account | 100.00 | – | 8.00% |
| Samajik Surakchya Bachat | – | – | 8.00% |
| Shangri-La Sambriddhi Bachat | 5,000.00 | 8.25% | |
| Sunaulo Remittance | 100.00 | 11.00% | |
| Shangri-La Pay roll Account | – | 8.25% | |
| Shangrila Naulo Bachat Account | 25,000.00 | 8.50% | |
| Mero Shangri-La Bachat Khata | 5,000.00 | 8.55% | |
| Shangri-la Uchhatam Bachat Khata | 5,000.00 | 10.00% |
Interest Rate on Fixed Deposits Account:
|
Period |
Interest Rate (Monthly/Quarterly/ Maturity) |
|||
|
Individual |
||||
|
3 Months and Above |
13.00% |
|||
|
*Shangri-la Achamma Ko Muddati Khata (6 Months) |
13.00% |
|||
|
Remittance Fixed Deposit (3 Months and Above) |
14.00% |
|||
|
Ek ko Dui Muddati (Principal Amount double in 5 years 7 Months and 24 Days) |
||||
|
Shangri-la Muddati Dhamaka Yozana |
4 Guna |
5 Guna |
10 Guna |
|
|
11 Years 2 Months and 10 Days |
13 Years 1 Month and 2 Days |
18 Years 8 Months and 26 Days |
||
|
Institutional |
||||
|
Period |
New |
|||
|
3 Months and Above |
11.00% |
|||
Interest Rate on Individual Loan Account :
| Individual Loans | Premium Rate(%) |
|---|---|
| Personal OD | upto 10 |
| Easy Term- Normal | upto 9 |
| Home Loan | upto 8 |
| Hire Purchase Loan | upto 9 |
| Share/Security Loan | upto 9 |
| Guarantee Loan | upto 10 |
| Gold And Silver Loan | upto 7.5 |
| Foreign Employment | upto 8 |
| Educational Loan | upto 8 |
| Auto Loan – Private | upto 9 |
| Personal Demand Loan | upto 9 |
| Consortium Loan | As per Agreement |
| Loan Against FDR | coupon Rate Plus 3% |
Interest Rate on Corporate Loans Account:
| Corporate Loans | Premium Rate |
|---|---|
| Business OD | upto 8 |
| Term Loan | upto 8 |
| Demand Loan | upto 9 |
| Vehicle Loan | upto 8 |
Interest Rate on Different Loans Account :
| Different Loans | Premium Rate(%) |
|---|---|
| SME Loan-OD | upto 9 |
| SME Loan-Term | upto 9 |
| Agriculture Loan-OD | upto 8 |
| Agriculture Loan-Term | upto 8 |
| Industry Loan-OD | upto 8 |
| Industry Loan-Term | upto 8 |
| Energy Loan-OD | upto 8 |
| Energy Loan-Term | upto 8 |
| Tourism Loan-OD | upto 8 |
| Tourism Loan-Term | upto 8 |
| Real Estate Loan-OD | upto 10 |
| Real Estate Loan-Term | upto 10 |
| Bridge Gap Loan | upto 8 |
Fixed Rate for Personal Term Loan :
| Personal Term Loan(Time span) | Interest Rate(%) |
|---|---|
| Upto 7 years | upto 18 % |
Interest Rate on Deprived Sector Loan Account :
| Deprived Section Loans | Interest Rate(%) |
|---|---|
| Deprived-General | upto 10 |
| Seasonal Loan | upto 10 |
| Micro Enterprise | upto 10 |
| Low – Cost Housing | upto 10 |
| Deprived Loan-Other | upto 10 |
| Micro Hydro | upto 10 |
| Wholesale Lending | upto 8 |
| Base Rate : 11.67% | As of Bhadra End , 2079 |
CLICK HERE to view our old interest rate
Note :
- Others Charges and fees will be as published in the Website.
- This shall be taken as formal notice of change of rate to all customer,all customer are required to contact concerned branches for revised interest rate and new schedules.
- Interest Rate in case of Loans and Advances shall be Base rate plus Premium rate as mention above.
- Derived Sector Loans: In case of derived sector loans to Senior Citizens, Dalit, Mukta Kamaiya, Baadi, Haliya, War Victim, Single Women and differently abled people, Interest rate below 1% than the published rate shall be applicable.