Interest Rate (Per Annum) Effective from 2080/06/01 (18 September 2023)

Interest Rate on Various Products :
Products TypeMinimun Balance
Margin, Loan Operating, Current, FD Matured Accounts0 to 5000.00

Interest Rate on Call Deposits Account :
CALL DEPOSITSMinimum BalanceQuarterly Int.Paying(Min/Max)
Co-Ops Call Account1000.00upto 3.0%
BFI Call Account5000.00upto 3.0%
Corporate Call Account100.00upto 3.0%
Call Account Others100.00upto 3.0%
Special Call Account5000.00 1.00%
Interest Rate on Saving Deposits Account :
SAVING DEPOSITSMinimum BalanceMonthly Int.PayingQuarterly Int.Paying
Staff Saving Account 7.00%
Normal Saving Account 6.00%
Bal Bhabhishya Bachat100.00 6.50%
Pewa Bachat200.00 6.00%
Nari Bachat100.00 6.50%
Jestha Nagarik Bachat500.00 7.00%
Gurkha Saving500.00 6.00%
Salary Saving500.00 6.00%
Shareholder’s Saving100.00 7.00%
Shangri-La Super Premium Bachat1000.00 6.75%
Bidhharthi Bachat 6.00%
Group Saving-MF 6.00%
Personal Saving-MF 6.00%
Micro Finance Saving5000.00 6.00%
Karmachari Sulav Bachat Khata 6.00%
Recurring Account100.00 6.00%
Samajik Surakchya Bachat 6.00%
Shangri-La Sambriddhi Bachat 5,000.00 7.00%
Sunaulo Remittance100.00 9.00%
Shangri-La Pay roll Account 7.00%
Shangrila Naulo Bachat Account25,000.00 7.00%
Mero Shangri-La Bachat Khata5,000.00 7.00%
Shangri-la Uchhatam Bachat Khata5,000.00 8.00%
Swornim Nari Bachat Khata1000.00 8.00%
Interest Rate on Fixed Deposits Account:

Period

 Interest Rate (Monthly/Quarterly/ Maturity) 




3 months and below 1 Year 

10.90%


1 Year and Above

11.00%


Remittance Fixed Deposit   (3 months and below 1 Year)

11.90%


Remittance Fixed Deposit   (1 Year and Above)

12.00%


Institutional


Period

New


6 Months and below 1 Year

8.90%


1 Year and Above

9.00%


Interest Rate on Individual Loan Account :
Individual LoansPremium Rate(%)
Personal ODupto 6
Easy Term- Normalupto 5
Home Loanupto 4
Hire Purchase Loanupto 7
Share/Security Loanupto 5
Guarantee Loanupto 6
Gold And Silver Loanupto 5
Foreign Employmentupto 5
Educational Loanupto 5
Auto Loan – Privateupto 5
Personal Demand Loanupto 6
Consortium LoanAs per Agreement
Loan Against FDRcoupon Rate Plus 3%
Interest Rate on Corporate Loans  Account:
Corporate LoansPremium Rate
Business ODupto 4
Term Loanupto 4
Demand Loanupto 4
Vehicle Loanupto 6
Interest Rate on Different Loans  Account :
Different LoansPremium Rate(%)
SME Loan-ODupto 4
SME Loan-Termupto 4
Agriculture Loan-ODupto 4
Agriculture Loan-Termupto 4
Industry Loan-ODupto 4
Industry Loan-Termupto 4
Energy Loan-ODupto 4
Energy Loan-Termupto 4
Tourism Loan-ODupto 4
Tourism Loan-Termupto 4
Real Estate Loan-ODupto 6
Real Estate Loan-Termupto 6
Bridge Gap Loanupto 4
Fixed Rate for Personal Term Loan :
Personal Term Loan(Time span)Interest Rate(%)
Upto 7 yearsupto 16 %
Interest Rate on Deprived Sector Loan Account :
Deprived Section LoansInterest Rate(%)
Deprived-Generalupto 7
Seasonal Loanupto 7
Micro Enterpriseupto 7
Low – Cost Housingupto 7
Deprived Loan-Otherupto 7
Micro Hydroupto 7
Wholesale Lendingupto 5
Base Rate : 11.57%As of Shrawan End , 2080

CLICK HERE to view our old interest rate

Note :

  • Others Charges and fees will be as published in the Website.
  • This shall be taken as formal notice of change of rate to all customer,all customer are required to contact concerned branches for revised interest rate and new schedules.
  • Interest Rate in case of Loans and Advances shall be Base rate plus Premium rate as mention above.
  • Derived Sector Loans: In case of derived sector loans to Senior Citizens, Dalit, Mukta Kamaiya, Baadi, Haliya, War Victim, Single Women and differently abled people, Interest rate below 1% than the published rate shall be applicable.