Term Loan

If you are unsure where to go for financing of your business project and you are going to purchase land, construct building for office or going to purchase machinery and equipment then walk in to our office and we will assist you to make right decision and help you in funding your business project and ventures.

Product that you can avail for
a Procurement of Land
b Construction of office building or plant building
c Procurement of office building or plant building
d Procurement of Plant and Machinery
e Procurement of other fixed assets
Features
a Collateral (Fixed Assets) shall be required for all the above mentioned product
b Maximum of 70% of distress value of the collateral shall be availed as loan
c Collateral land should be accessible by at least 8 feet wide motorable road
d Collateral should be free from Guthi and mohi; and far from high tension wire
e Collateral shall be valuated by authorized valuator of the bank
f Maximum tenure of loan shall be of 15 year
g Client should be at least of 21 years and should not be more than 60 years at the time of availing loan
Benefits
a Easy repayment plan matching with the income of the client
b Personalized service
c Quick processing
d Easy documentation
Documents Required
a Passport size photograph (3 Copies) of Loan Applicant / (1 copy) of Guarantor
b Photocopy of Citizenship of Applicant / Guarantor
c Photocopy of Registration No and PAN of Company or Firm
d Copy of Memorandum of Association and Article of Association in case of company
e Partnership deed in case of Partnership Firm
f Board Resolution in case of Company
g Application with appointment for authorization for transactions with bank
h Photocopy of Land/Building Ownership certificate (Lal Purja)
i Four Boundary Certificate ( Char Killa )
j Blue Print Map of the proposed collateral land
k Building construction approval from Municipality / VDC along with drawing plans (applicable where building is involved)
l Land revenue tax (malpot receipt)
m Audited and Projected Financial Statement
n Feasibility Report of the business or Business Plan

Charges and Interest Rate
Please visit our nearest branch for further information and to learn about charges and interest rate