Fees & Charges

Shangri-la Development Bank Ltd
Standard Charges Applicable from  Falgun 15 2073.
1. CUSTOMER SERVICES RELATED
1.1 Stop Payments NPR 200/- per Instruction
1.2 Standing Instructions NPR 50/- per Instruction per Transaction
1.3 Cheques certified“Good For Payment”

Cancelation of GFP

NPR 200/-per cheque (on request of customer)

NPR 200/-per cheque.

1.4 Cheques returned unpaid NPR 100/- per Cheque
1.5 Issuance of Balance Certificate NPR 100/- per Certificate.(Calculated on basis of cost of Printing,preparing & approval staff time cost). Free for companies & Institutions once a year. Free for BFI.
1.6 Withdrawal Slip
1.6.1 In case of ATM Machine Failure and amount withdrawal below 15,000/- Free ( ATM Card should be presented )
1.6.2 In case except 1.6.1 For Withdrawal of 15 Thousand to 50 Thousand -Rs 50
Above 50 Thousand- Rs 100
1.8 Cheque Book
1.8.1 Cheque Book Issuance against lost Cheque NPR 200/-
1.8.2 Single Leaf Cheque Print NPR 50/- ( If on Request of Customer )
1.8.3 Cheque Not Received in 6 Months NPR 200/- On Destroyable
1.8.4 Requisition Lost Charge NPR 50/- per New Issue
1.9 Account Statement
1.9.1 Saving Account Nil
1.9.2 Call/Current Account Nil
1.9.3 Duplicate Statements NPR 100/- per each 5 pages
1.10 Foreign Currency Exchange Rs. 100 or 1% Higher ( except IRS )
1.11 Locker Services *Rs 10,000 Key Deposit
*From 1,500 to 6,000 Annual Fee
*Other As Per Actual
1.12 FD Premature Charge *3% of the total amount of Fixed Deposit for the total period of the FD((e.g. if Rs.100,000/- kept for 2 years at 8% p.a., if one comes for premature in 11 months, charge will be Rs. 100,000 X 3% X 2 years = Rs. 6,000/-)
1.13 Blacklisting Charge  As per actual
1.14 Account Transfer  Rs. 100/- plus actual cost in case of death ( cost of publishing etc.)
1.15 ASBA Related Charges
Rs. 50/- for each Request Form upto Rs. 50,000 (as Small Investor) and

Rs. 100/- for each Request Form more than Rs. 50,000/-

2. REMITTANCE / FUND TRANSFER
2.1 Transfer to/from another Bank As per agreement with the respective Banks
2.2 Outward Transfer through
Money Trasfer Agents
As per agreement with the respective Money Transfers.
2.3 Local Interbank Transfers ( At the Request of one Bank to another )
2.3.1 If the beneficiary is a Bank Free
2.3.2 For third party beneficiary Rs. 100/- per transfer
2.4 Cheque Issue
2.4.1 Cheque Issue of other Banks
On Demand of other Banks Free
On Demand of Customers NPR 100 or 0.02% whichever is Higher
2.5 Inter Branch Fax Transfer
Up To 1,00,000 Rs 100
1,00,001 – 5,00,000 Rs 150
5,00,001 – 10,00,000 Rs 200
Above 10,00,000 0.02%
2.6 Nostro Account ( Central Bank of India, IC Amount Deposit and Payment As per separate policy
2.7 ABBS Charges(Except Loan Ac Deposite)Within same district and within Kathmandu Valley.  Free
Rs.2,00,001 – Rs.10,00,000 Rs. 100
Rs.10,00,001 – RS.20,00,000 Rs. 200
Above 20,00,000 Rs. 500.00
2.8 IPS Payment Fees:
2.8.1  Up to 100 Free
2.8.2 Dividend Payment of our Customers
Upto 500 Rs. 5
500-5T Rs. 10
5T-50T Rs.15
50T-5L Rs.30
5L-50L Rs.50
>50L Rs.100
2.8.3 IPO Refund payment of our Customer
Upto 500 Rs. 5
500-5T Rs. 10
5T-50T Rs.15
50T-5L Rs.30
5L-50L Rs.50
>50L Rs.100
2.8.4 Customer Transfer to other Bank Account
Upto 500 Rs. 5
500-5T Rs. 10
5T-50T Rs.30
50T-5L Rs.50
5L-50L Rs.250
>50L Rs.500
2.9  Clearing /Collection Free
2.9.1  200,000 Rs.10
2.9.2 More than 200,000 Rs.50
2.9.3  Express Rs.200
3 TRANSACTIONAL BANKING RELATED
3.1 Bundle Service ( ATM / I-Banking / Mobile Banking ) Rs. 250 /Year
3.2 ATM Charges
3.2.1 First Time Subscription Free of Charge
3.2.2 Charge on expiry of card Rs. 200
3.2.3 RE-PIN Request Rs. 150 per Request
3.2.4 Re-Embossing of Card Rs. 200 per Card on Request
3.2.5 Card Stoppage Request on Lost Rs. 100 per Request
3.2.6 Wrong PIN Reset Rs. 50 per Request
3.2.7 Account Link Change Charge RS. 50 per Request
3.2.8 ATM Card Not Received in 6 Months Rs. 200 on destroyal
3.2.9 Supplementary Card Rs. 200 per Card
3.3 Mobile Banking
3.3.1 First Time Subscription Rs. 250
3.3.2 Yearly Renewal Charges Rs. 250 per Year
3.4 Internet Banking
3.4.1 Subscription Charge Rs. 250
3.4.2 Password Reset Charge Rs. 100
3.4.3 Renewal Charge Rs. 100 per Year
3.4.4 Additional Account Link Charge Rs. 50 per Year
4 CREDIT RELATED CHARGE
4.1 Creation of a mortgage and registration of a mortgage document at registration office As per Actual
4.2 Service Charge 0.50% for prime customers and 1.25% for other customers (cannot be variation of more than 0.25% on above mentioned rates as per the NRB circular)
4.3 Commitment Charge 1% of the unutilized amount if loan not utilized for minimum of 50% of sanctioned loan in average.
4.4  Partial Release & Remortgage Charge NPR 1000 – 5000
4.5 CIB Charge As per Actual
4.6 Valuation Fee NPR 1000 – 3000 up to loan up to NPR 500,000 ( above it as per actual )
4.7 Prepayment Charge
Within 1/3 of Period 3%
within 2/3 of period 2%
After 2/3 of period 1%
4.8 Follow Up Charges As per Actual or Rs. 5,000 in bulk
4.9 Subsequent Service Charge on Revolving Loans 0.25% to 2% according to loan portfolio
4.10 Interbank CIB Query Charge Rs.200 for Loan of Rs.10 L to 300 L and Rs.500 above that.
4.11 Penalty Charges 2% p.a. on Revolving Loans on Principal after expiry
2% p.a. on Overdue Principals on Term Loans

Nil in case of Loan against FD

4.12 Interset on Interest 2% p.a. on Overdue Interest
4.13 Issuance of Bank Guarantees, Bin-Bond, Performance Bond 1-2% pa ( 0.25% per quarter ) Minimum NPR 1,000
4.14 Insurance Charge As per tariff of insurance company.
  • Applicable from 2073-12-31.
  • The Charges and fees are subject to change from time to time.