Interest Rates

Shangri-la Development Bank Ltd
Interest Rate (Per Annum) Effective from 2073/08/02
Interest Rate on Deposits: New Interest Rate
Types of Deposits Minimum Monthly Quarterly Interest Paying              Minimum / Maximum At Maturity
Balance Interest 
Paying
Margin, Loan Operating, Current, FD Matured Accounts 0 to 5,000.00
CALL DEPOSITS
C0-Ops Call Account 1,000.00 Up to 6.75%
BFI Call Account 5,000.00 Up to 6.75%
Corporate Call Account 100.00 Up to 6.50%
Call Account Others 100.00 Up to 6.50%
Special Call Account 500000.00 Up to 8.5%
SAVING DEPOSITS
Staff Saving Account 5.00%
Normal Saving Account 100.00 3.00%
Bal Bhabishya Bachat 100.00
4.00%
Pewa Bachat 200.00 4.00%
Jestha Nagarik Bachat 500.00 4.25%
Gurkha Saving 500.00 4.50%
Salary Saving
5.00%
Shareholder’s Saving 100.00
5.00%
Super Saving 1,000.00 4.00%
Bidhharthi Bachat 100.00  –
4.00%
Remittance 100.00  –
4.50%
Group Saving-MF  –
4.00%
Personal Saving- MF
4.00%
Providend Fund Account 5.00%
Recurring Account 100.00 4.50%
FIXED DEPOSITS
Fixed Deposit-3 Months 5.75%
Fixed Deposit-6 Months 6.00% 6.25%
Fixed Deposit-9 Months 6.25% 6.75%
Fixed Deposit –1 Year 7.00% 7.50%
Fixed Deposit –2 Years 7.50% 7.75%
Fixed Deposit –3 Years  – 7.50% 7.75%
Fixed Deposit –4 Years  – 7.50% 7.75%
Fixed Deposit –5 Years  – 8.00% 8.25%
Fixed Deposit –Above 5 Years  Negotiable
Super Fixed Deposit (199 Days)  9.00%
Endowment Fund Equal to 2 Years FD Quarterly Rate
Interest Rate on Loan & Advances:
LOANS Interest Rate
Individual Loans Normal Prime
Personal OD 13.00-16.00% 11.00-12.00%
Easy Term- Normal 12.50-15.50% 10.50-11.50%
Home Loan 12.00-15.00% 10.00-11.00%
Hire Purchase Loan 13.00-16.00% 11.00-12.00%
Share/Security Loan 10.25-12.25% NA
Guarantee Loan 14.00-16.00% NA
Gold And Silver Loan 11.00-13.00% NA
Card Overdraft 15.00% NA
Foreign Employment 11.00-13.00% NA
Education Loan 11.00-13.00% NA
Auto Loan- Private 10.50-12.50% NA
Loan Against FDR Plus 2.00% or 9% HIGHER
CORPORATE LOANS NORMAL PRIME
Business OD 12.25-15.25% 10.25-11.25%
Term Loan 12.00-15.00% 10.00-11.00%
Demand Loan 15.00% NA
Trust Receipt Loan 15.00% NA
Vehicle Loan 11.00-13.00% NA
 OD TERM
SME Loan 10.50-15.50% 10.00-14.00%
Import Loan 15.00% 13.00%
Agriculture Loan 10.50-15.50% 10.00-14.00%
Industry Loan 10.50-15.50% 10.00-14.00%
Energy Loan 10.50-15.50% 10.00-14.00%
Tourism Loan 10.50-15.50% 10.00-14.00%
Real Estate Loan 11.50-16.00% 11.00-15.00%
DEPRIVED SECTOR LOANS
Deprived-General 20.00% NA
Micro Enterprise 19.00% NA
Low – Cost Housing 14.00% NA
Deprived Loan – Other 13.00% NA
Micro Hydro 12.00% NA
Wholesale Lending  8.00% NA

      Note :

  1. Others Charges and fees will be as published in the Website.
  2. This shall be taken as formal notice of change of rate to all customer,all customer are required to contact concerned branches for revised interest rate and new schedules.