Interest Rate of Mangsir 2078

Interest Rate (Per Annum) Effective from 2078/08/01 (17 November, 2021)

Interest Rate on Various Products :
Products TypeMinimun Balance
Margin, Loan Operating, Current, FD Matured Accounts0 to 5000.00

Interest Rate on Call Deposits Account :
CALL DEPOSITSMinimum BalanceQuarterly Int.Paying(Min/Max)
Co-Ops Call Account1000.00upto 2.63%
BFI Call Account5000.00upto 2.63 %
Corporate Call Account100.00upto 2.63 %
Call Account Others100.00upto 2.63 %
Special Call Account5000.00 1.00%
Interest Rate on Saving Deposits Account :
SAVING DEPOSITSMinimum BalanceMonthly Int.PayingQuarterly Int.Paying
Staff Saving Account5.75 %
Normal Saving Account5.25 %
Bal Bhabhishya Bachat100.00 5.25 %
Pewa Bachat200.00 5.25 %
Nari Bachat100.00 5.25 %
Jestha Nagarik Bachat500.00 5.25 %
Gurkha Saving500.00 5.25 %
Salary Saving500.00 5.25 %
Shareholder’s Saving100.00 5.75 %
Super Saving1000.00 5.25 %
Bidhharthi Bachat 5.25 %
Remittance Saving100.00 5.25 %
Group Saving-MF 5.25 %
Personal Saving-MF 5.25 %
Micro Finance Saving5000.00 5.25 %
Providend Fund Account 5.25 %
Recurring Account100.00 5.25 %
Premium Bachat5000.00 5.25 %
Samajik Surakchya Bachat 5.25 %
Jeevan Surakchya – Saral5,000.00 5.25 %
Jeevan Surakchya – Rajat15,000.00 5.25 %
Jeevan Surakchya – Swornim25,000.00 5.25 %
Sunaulo Remittance100.00 6.50 %
Interest Rate on Fixed Deposits Account:
Period
Interest Rate (Monthly/Quarterly/ Maturity) [Individual]
Interest Rate (Monthly/Quarterly/ Maturity) [Institutional]
3 Months and above
10.25%

9.25%
Remittance Fixed Deposit(3 Months and above 11.25%
Period
Interest Rate[Individual
]
Interest Rate[Institutional]
90 Days Super Fixed Deposit (Weekly Interest Posting) 10.25% 9.25%
Interest Rate on Individual Loan Account :
Individual LoansPremium Rate(%)
Personal ODupto 9
Easy Term- Normalupto 8.5
Home Loanupto 8
Hire Purchase Loanupto 9
Share/Security Loanupto 6.5
Guarantee Loanupto 9
Gold And Silver Loanupto 7.5
Foreign Employmentupto 7
Educational Loanupto 7
Auto Loan – Privateupto 7.5
Personal Demand Loanupto 7.5
Consortium LoanAs per Agreement
Loan Against FDRcoupon Rate Plus 3%
Interest Rate on Corporate Loans  Account:
Corporate LoansPremium Rate
Business ODupto 6.5
Term Loanupto 7.5
Demand Loanupto 6.5
Vehicle Loanupto 7
Interest Rate on Different Loans  Account :
Different LoansPremium Rate(%)
SME Loan-ODupto 7.5
SME Loan-Termupto 7
Agriculture Loan-ODupto 6.5
Agriculture Loan-Termupto 7
Industry Loan-ODupto 7
Industry Loan-Termupto 7
Energy Loan-ODupto 6.5
Energy Loan-Termupto 6
Tourism Loan-ODupto 6.5
Tourism Loan-Termupto 6.5
Real Estate Loan-ODupto 8.5
Real Estate Loan-Termupto 7
Bridge Gap Loanupto 6
Fixed Rate for Personal Term Loan :
Personal Term Loan(Time span)Interest Rate(%)
Upto 7 yearsupto 16 %
Interest Rate on Deprived Sector Loan Account :
Deprived Section LoansInterest Rate(%)
Deprived-Generalupto 9.5
Seasonal Loanupto 9.5
Micro Enterpriseupto 9
Low – Cost Housingupto 9
Deprived Loan-Otherupto 9
Micro Hydroupto 6
Wholesale Lendingupto 5.5
Base Rate : 9.22%As of Kartik End , 2078

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Note :

  • Others Charges and fees will be as published in the Website.
  • This shall be taken as formal notice of change of rate to all customer,all customer are required to contact concerned branches for revised interest rate and new schedules.
  • Interest Rate in case of Loans and Advances shall be Base rate plus Premium rate as mention above.
  • Derived Sector Loans: In case of derived sector loans to Senior Citizens, Dalit, Mukta Kamaiya, Baadi, Haliya, War Victim, Single Women and differently abled people, Interest rate below 1% than the published rate shall be applicable.