Personal Overdraft Loan/Easy Term Loan

If you are seeking for easy loan for financing your personal project, we have tailored the product that suits best. You shall be able to obtain personal overdraft facilities or easy term loan in which you may repay in installment basis.

Product that you can avail for
a Financing your personal need
Features
a Collateral (Fixed Assets) shall be required for all the above mentioned product
b Maximum of 70% of distress value of the collateral shall be availed as loan
c Collateral should be accessible by at least 8 feet wide motorable road
d Collateral should be free from Guthi and mohi; and far from high tension wire
e Collateral shall be valuated by authorized valuator of the bank
f Maximum tenure of loan shall be of 15 year
g Client should be at least of 21 years and should not be more than 60 years at the time of availing loan
Benefits
a Easy repayment plan matching with the income of the client
b Personalized service
c Quick processing and decision shall be obtained within 48 hours after complete submission of documents
d Easy documentation
Documentation
a Passport size photograph (3 Copies) of Loan Applicant / (1 copy) of Guarantor
b Photocopy of Citizenship of Applicant / Guarantor
c Photocopy of Land/Building Ownership certificate (Lal Purja)
d Four Boundary Certificate ( Char Killa )
e Blue Print Map of the proposed collateral land
f Building construction approval from Municipality / VDC along with drawing plans (applicable where building is involved)
g Land revenue tax (malpot receipt)
h Income certifying document (salary letter, balance sheet, rental agreement etc)
i Firm / company registration and PAN in case of applicant owning business entity

Charges and Interest Rate
Please visit our nearest branch for further information and to learn about charges and interest rate